With recent changes to Medicare, you now have more healthcare choices than ever before.
Once eligible, you can choose to receive coverage through the original Medicare program only; or apply for a Medicare Supplement Insurance Plan (Medigap Plan) to fill in the gaps in Medicare’s coverage, such as co-pays and deductibles for hospitalization and doctor’s visits.
You have a choice of supplemental plans offering comprehensive coverage, so you can see any doctor, and there are usually few if any extra out-of-pocket expenses
Do I Need Medicare Supplement Insurance?
Medicare Supplement plans cover costs that are not paid by Medicare, such as co-pays, deductibles, and other gaps in coverage due to limitations. With the ever rising costs of health care, it is important to understand these limitations.
Which Insurance Plan is Right for Me?
ObamaCare and more is here to assist you in selecting a Medicare Supplement plan. We provide free medicare supplement quotes by phone and will assist you in understanding the features, coverage and cost of each plan.
Medicare has approved 12 standard supplement plans (A through L), plus additional high deductible plans. A thorough understanding of your options will allow you to choose the Medigap plan that best meets your needs and budget.
Standardized Medicare Supplement Plans
To help consumers understand and compare Medicare Supplement insurance plans (Medigap plans), the 12 available policies were standardized by the National Association of Insurance Commissioners (NAIC). These standards can be found in NAIC’s Medicare Supplement Insurance Minimum Standards Model Act. The 12 Medigap plans have letter designations ranging from A to L, each with a set of basic and extra benefits. The combination of benefits in each plan may not be altered by insurers, nor may the letter designations be changed.
Compare Medigap Insurance Rates from Top Rated Companies and Save Up 30-50% on Premiums
Since Medigap Insurance Plans are standardized, comparison between insurance companies’ rates is greatly simplified. ObamaCare and more does not share or sell any contact information entered on this site. You will only be contacted by a ObamaCare and more licensed agent.